Heike Wehrle and Robert Wehrle were severely injured in an auto crash with a drunk driver who had minimal insurance coverage. The Wehrles had an underinsured motorist insurance policy with Cincinnati Insurance Co. that paid the difference between their $1 million coverage limit and the $200,000 that they received from the at-fault driver.
The Wehrles sued Cincinnati claiming that they were entitled to the full $1 million of underinsurance rather than $800,000, which was the difference between the $1 million provided by Cincinnati and the $200,000 provided by the insurance company for the tortfeasor drunk driver.
The Wehrles were driving their sport-utility vehicle in Kane County, Ill., in December 2010. They were hit by a drunk driver, Eric Barth. The Wehrles were severely injured and their medical expenses and damages far exceeded the policy limits of either Barth’s insurance or their own underinsurance policy.
Kreisman Law Offices Professional Corporation

